3 Easy Steps to Home Ownership

You don't have to be a mortgage expert to know where to begin. At Towne Mortgage of the Carolinas, we give you the resources to make your home financing experience a success. Whether you are looking to buy your first home, upsize or downsize your current home, or refinance, the mortgage experts at Towne Mortgage know how to get you started.

3 Easy Steps to Home Ownership

  1. Talk to a Towne Mortgage of the Carolinas Loan Officer
    Find out about the loan products, rates, and pricing that are available for your specific situation
  2. Pre-qualify for a Mortgage
    Once you know how much home you can afford, home shopping becomes a much easier process! 
  3. Apply Online
    When you have your property selected, it's time to complete the full loan application required by law. This will ask all of the detailed information that a loan officer needs to qualify you for a specific program.

We invite you to get started today with all of the mortgage tools you need at your fingertips. However, our personal touch is never more than a phone call away. Get started with on of our highly experienced Lending Managers. Our experience will make your experience better! 

Teri Wray Realtor, Broker, Cartus Relocation Certified, SPS, ESA, OICP, CNMS

"Invest your time where your heart is". This is my mission at work and my goal with every aspect of my life. I am a NC native, and have spent the past 30+ years in the Triangle area. I am the mother of a beautiful daughter, the "other" mother of two great stepkids and blessed to be married to the love of my life, Ed. My background is in customer service, computers, sales as a manufacturers rep and a stay at home Mom until 8 years ago. As my family needed me less at home, I decided to venture back into the …

  • Direct: 919-876-8824
  • Cell: 919-602-6689
  • Fax: 919-573-4613
  • Email: teriwray@hpw.com

© 2017 Coldwell Banker Howard Perry and Walston
Realtor® Equal Housing Opportunity